Kulula credit cards are an airline branded credit card that not only offers you the services of a bank credit card with the use of online banking, it also gives you the opportunity to earn Kulula Moola.
You are able to earn Kulula Moola every time you make a transaction with your Kulula credit card. The more points you earn the more you are able to put back towards the purchase of any Kulula flight. With Kulula you are able to earn airmiles faster than any other airline based credit card.
Kulula currently flies to many domestic routes through out South Africa. The card is the perfect opportunity for those who utilise domestic air travel for business and pleasure. Be sure to compare the Kulua Credit Card fees, interest rates and interest free period when choosing the right credit card for your self.
| Suitable Income | R80000 + p/a |
| Interest Free Period | 55 days |
| Debit Interest Rate (variable) | 15.5% |
| Card service fee (primary card) per annum | R350 |
| Membership fee tenant (secondary) per annum | R100 |
| Initiation fee (once off) | R140 |
| Loyalty subscription | Free |
| Personal delivery fee (Applicable to all deliveries excludes first delivery and includes card replacement fee) |
R175 |
| Payments and Purchases |
|
| Credit card purchases | Free |
| Credit card budget purchase | Free |
| Cheque deposit fee | R23 |
| International currency conversion fee (percentage of the R’ value of transaction) | 2.75% |
| Electronic fund transfers (EFT)/online banking |
|
| Online banking subscription | Free |
| Payment | R8 |
| Smart transfer fee | R8 |
| SMS to 3rd party | R0.65 |
| Fax to 3rd party | R4.50 |
| Local cash deposit (ATM & Branch) |
|
| Flat fee | R7 |
| Plus % of transaction value | 1.15% |
| Local cash withdrawal fee – ATM’s |
|
| Flat fee | R13.25 |
| Plus % of transaction value | 1.20% |
| Local branch cash withdrawals |
|
| Flat fee | R34.25 |
| Plus % of transaction value | 1.20% |
| Local budget facility withdrawals |
|
| Flat fee | R34.25 |
| Plus % of transaction value | 1.40% |
| Overseas withdrawals: ATM and counter fee |
|
| ATM and counter flat fee | R26.75 |
| Plus % of transaction value | 1.40% |
| Balance enquiries |
|
| FNB ATM | Free |
| FNB branch | R4.75 |
| International | R4.75 |
| Saswitch ATM | R4.75 |
| Mini ATM balance enquiry fee | R4.75 |
| Statements |
|
| Mini print fee | R4.25 |
| Copies of Backdated Statement – print fee per page | R5.00 |
| Dual statement fee (post & email) | R11 |
| Account fees |
|
| Declined authorisation fee | R6.50 |
| Charges on unpaid cheque | R200 |
| Over limit fee | - |
| Unpaid automatic payment | R200 |
| Late payment fee | - |
| Balance transfer early settlement fee | R185 |
| Reschedule fee | R65 |
| Cheque clearance fee | R195 |
| Special arrangement fee | R220 |
| Section 129 Letter fee | R35.23 |
| Arrears fee | R120 |
| Voucher retrieval request |
|
| Local voucher | R65 |
| International voucher | R210 |
| Value-add services |
|
Moolah messaging (SMS and e-mail) |
Free |
Comprehensive global travel insurance |
Free |
| Online banking subscription | Free |
| Email statements | Free |
| Lost card protection | Free |
| Debt protection: DPP1 (per thousand Rand outstanding) | R5 |
| Debt protection: DPP2 (per thousand Rand outstanding) | R7 |
With Kulula credit cards you have the opportunity to earn Kulula Moola. Kulula Moola allows you to earn FREE flights 3 times faster than other airline rewards. Kulula Credit Cards along with Kulula Moola provides you with an additional reward or FREE global travel insurance.
Disclaimer
Please note that the rates quoted above are current from printing and to be used as a guideline only. These rates are subject to change. Please note that Terms and Conditions apply. Contact the bank directly for additional information and to verify fees and charges.