Edgars MasterCard Credit Card is powered by Standard Bank. The card provides users with a wide range of benefits that include flexibility and security, more savings and convenience. The card lets cardholders shop anywhere and anytime safely and easily.
Edgars MasterCard Credit Card also comes with exclusive benefits including earning your monthly service back and other special offers that can help save you money. Edgars MasterCard Credit Card cardholders will enjoy a lot of services for free like internet banking, balance enquiries, provisional statements, lost card protection, travel insurance and secondary and garage cards.
Be sure to compare credit cards offered by other South African banks with Edgars MasterCard Credit Card to find out what other options are available to you.
Edgars MasterCard Credit Card Rates and Fees
| INFORMATION | |
| Suitable Income | R4000 per month |
| Interest Free Period | 55 days |
| MONTHLY FEE | |
| Primary Monthly Fee | R30 |
| Secondary | Free |
| Garage | Free |
| Lost Card Protection | Free |
| Lost Card Replacement | R95.00 |
| International Emergency Card Replacement | Free |
| CASH WITHDRAWALS | |
| Standard Bank ATM | R10.80 |
| Other Banks ATM | R23.00 |
| Outside SA | R27.50 + 1.3% of the total value |
| Standard Bank Branch | R25.00 + 1.3% of the total value |
| ACCOUNT PAYMENTS | |
| Electronic Account Payments | R3.90 + 1.17% of the total value (maximum charge R38.00 per transaction) |
| Standard Bank Branch | R4.50 + 1.5% of the total value (maximum charge R38.00 per transaction) |
| International Currency Conversion fee | 2.5% of the total value |
| Cash deposit fee | First free each month, thereafter R4.00 + 1.2% of the total value (minimum charge R12.00) |
| VOUCHER AND STATEMENT RETRIEVAL | |
| Local voucher | R52 |
| Electronic data capture | Free |
| International voucher | R210 |
| PROVISIONAL STATEMENTS | |
| Standard Bank AutoPlus | First free each month, thereafter R4.00 (NCA) |
| Standard Bank Over The Counter per page reprint | First free each month, thereafter R11.00 (NCA) |
| Transaction history | First free each month, thereafter R11.50 (NCA) |
| BALANCE ENQUIRIES | |
| Standard Bank ATM | Free |
| Standard Bank Branch | R4.25 |
| Other Bank’s ATM | R3.90 |
| OTHER CHARGES | |
| Unpaid items | R125 per unpaid item |
| Late Payment (this fee applies for both Late payment and Honouring fee for Edcon) | R128 |
| Honouring Fee (Over limit) | R120 |
| First courier delivery fee | Free |
| Courier delivery fee thereafter | R165 per delivery on request |
| Bank cheque | R70 |
| Collections fee at 60 days | R18.50 |
| Special clearance | R85 |
| Internet Banking | Free |
| Garage card transaction fee | R5.20 |
Disclaimer
Please note that the rates quoted above are current from printing and to be used as a guideline only. These rates are subject to change. Please note that Terms and Conditions apply. Contact Edgars MasterCard Credit Card directly for additional information and to verify fees and charges.