BlueBean is an independent credit card company ran by young, energetic and dynamic people who are concentrated in coming up with innovative ideas to make their cardholders’ lives a lot easier. BlueBean Credit Cards also promise really competitive pricing and non-stop value to save customers time as well as money.
BlueBean Credit Cards offer cardholders more control over their cards by allowing them to combine their straight and budget limits.
BlueBean Credit Cards offer four kinds of credit cards: Classic, Silver, Gold and Premium, and each can be designed to fit the cardholder’s lifestyle. The cards can also be personalised and cardholders can put their desired picture or image on the card.
BlueBean Credit Cards can be used for purchases locally and internationally anywhere MasterCard is accepted. Aside from point-of-sale transactions, the card can be used as well to make purchases over the Internet, through telephone or mail.
When applying for credit cards in South Africa, be sure to compare BlueBean Credit Cards with other available credit cards to better weigh your options.
Credit Card Information
| Classic | Silver | Gold | Premium | |
| Suitable Income per month
|
R3,000 + | R3,000 + | R3,000 + | R3,000 + |
| Annual Service Fee
|
R258 | R226 | R212 | R199 |
| Secondary Card and/or Garage Card
|
FREE | FREE | FREE | FREE |
| Lost Card Protection
|
FREE | FREE | FREE | FREE |
| Self Service Banking
|
FREE | FREE | FREE | FREE |
| Electronic Statements
|
FREE | FREE | FREE | FREE |
| Basic Automatic Travel Insurance
|
INCLUDED | INCLUDED | INCLUDED | INCLUDED |
| Interest Free Period
|
55 Days | 55 Days | 55 Days | 55 Days |
BlueBean Credit Cards Transaction Fees
| CASH WITHDRAWALS | AMOUNT |
| Standard Bank ATM | R10.80 |
| Standard Bank Branch | R26.50 + 1.2% |
| Other Bank ATMs in S. Africa | R23 |
| Outside S. Africa | R26.50 + 1.3% |
| ACCOUNT PAYMENTS | |
| Electronic payments to 3rd parties | R3.90 + 1.17% (maximum charge: R26) |
| Branch payments to 3rd parties | R4.50 + 1.5% (maximum charge: R38) |
| VOUCHER RETRIEVAL | |
| Local voucher | R52 |
| International voucher | R210 |
| PROVISIONAL STATEMENTS | |
| Standard Bank ATM | 1st one free each month, thereafter R4 |
| Over the counter at Standard Bank branch | 1st one free each month, thereafter R11 |
| Transaction history | 1st one free each month, thereafter R11.50 |
| BALANCE ENQUIRIES AND MINI-STATEMENTS | |
| Standard Bank ATM (display) | FREE |
| Standard Bank ATM (print) | 1st one free each month, thereafter R1.40 |
| Standard Bank branch | 1st one free each month, thereafter R4.25 |
| Other bank’s ATM | R3.90 |
| OTHER CHARGES | |
| Bank cheque issued at Standard Bank | R70 |
| Petrol transaction fee | R5.20 |
| International currency conversion fee | 2.5% of transaction value |
| Standard lost card replacement fee | R95 |
| Personalised card replacement fee | R115 |
| Urgent card replacement fee (24hours request) | R370 |
| Courier delivery on renewal (request) | R165 |
| Special clearance fee | R85 |
| Unpaid items | R125 for each unpaid item |
| Default administration fee at 60 days | R18.50 |
| Cash deposit fee | 1st one free each month, thereafter R4 + 1.2% (minimum charge: R12) |
| International emergency card replacement fee | FREE |
Disclaimer
Please note that the rates quoted above are current from printing and to be used as a guideline only. These rates are subject to change. Please note that Terms and Conditions apply. Contact BlueBean Credit Cards directly for additional information and to verify fees and charges.