Barclaycard Visa Credit Cards are being offered by Barclaycard, which is part of the Barclays Group with headquarters in the UK. Barclaycard is a multi-brand personal lending business that also offers point-of-sale finance, secured and unsecured loans and marine finance not only in the UK but across the world.
Barclaycard credit cards can be used to pay for goods and services in more than twenty-four outlets in more than two hundred countries, as well as to draw cash from more than six hundred thousand ATMs and banks all over the world.
In South Africa, Barclaycard is a division of Absa Group Limited. The Barclays Group is a majority shareholder of Absa Group Ltd., one of South Africa’s largest financial services groups which also provides products and services to selected international markets.
Barclaycard claims to be your passport to worldwide acceptance and they offer flexibility that enables their cardholders to pay bills and get hold of extra cash when needed especially at the end of the month.
Barclaycard is one of the most established card providers that people wanting credit cards can apply to. Barclaycard credit cards are ideal for people who prefer to opt for a card provider that is well trusted and has a well established reputation recognised in places across the globe. Be sure to compare credit cards offered by other South African banks with Barclaycard credit cards.
| CREDIT CARD | SUITABLE INCOME (Per Annum) |
INITIATION FEE | MONTHLY FEE | INTEREST FREE PERIOD |
INTEREST RATES* |
| Barclaycard Visa Credit Card | R48,000 + | U/A | R37.00 | 57 Days | 12.9% |
| Barclaycard Prime Visa Credit Card | R500,000 + | U/A | R57.00 | 57 Days | 11.4% |
| Garage card | Linked to your account | N/A | Same as linked credit card | N/A | Same as linked credit card |
Credit Card Fees
| FEES | BARCLAY CARD VISA | BARCLAY PRIME VISA |
| Annual card fee | R444.00 | R684.00 |
| Cash interest rate p/a | 16.00% | 16.00% |
| credit interest rate p/a | 0.20% | 1.00% |
| Third party processing fees | FREE | FREE |
| Transactions | FREE | FREE |
| Secondary card | FREE | FREE |
| Garage card | FREE | FREE |
| VALUE ADDED SERVICES | ||
| Lost card protection | Included | Included |
| Text Alerts | FREE (Weekly) | FREE (Weekly) |
| Travel Insurance | Yes if travel ticket is bought with card | Yes if travel ticket is bought with card: insurance extends to rest of family |
| Purchase protection | Included | |
| Extended warranty | Included | |
| Emergency cash assistance | Included* | |
| Complimentary Airport lounge access | Included | |
| Visa privileges | Included** |
* The 24-hour emergency cash disbursement service allows cardholders to access up to $2,000 USD (or the equivalent in Rand) in emergencies. Emergency cash disbursements can be sent out within a few hours for Barclaycard Prime cardholders who are travelling abroad. (Note: Terms and Conditions apply)
** Visa Privileges are available to Barclaycard Prime Credit cardholders. Exclusive benefits and privileges include promotions on shopping, lifestyle items, travel and dining.
Disclaimer
Please note that the rates quoted above are current from printing and to be used as a guideline only. These rates are subject to change. Please note that Terms and Conditions apply. Contact the bank directly for additional information and to verify fees and charges.