African Bank Credit Cards are offered in Blue Classic, Silver and Gold VISA credit cards. Each card has its own set of special features. The Blue Classic card is ideal for the individual who’s on the way up and is newly exploring financial freedom. The Silver and Gold cards on the other hand offer more purchasing power and choices along with other perks like free transaction fees and ATM withdrawals.
The use of credit cards has become widespread because they are safer to carry around than cash. With credit cards like the African Bank Credit Cards, transacting became a lot easier and only a single facility may now be used to pay for bills, purchases, meals, etc. anywhere and anytime.
Credit card providers have further made the lives of consumers easy by allowing them to access their credit card accounts online and transact, make payments and channel their queries and complaints over the internet.
Aside from African Bank Credit Cards, there are other credit cards available in South Africa and be sure to compare these credit cards to find out what other options are available to you.
African Bank Credit Cards Information (Gold VISA Credit Card)
| GOLD CREDIT CARD FEES | ||
| Account Fees | ||
| Monthly fee | R55.00 | |
| Once-off card activation fee | R57.00 | |
| Card replacement fee | R88.00 | |
| ACCOUNT MANAGEMENT FEES | ||
| SMS messaging service | Free | |
| Statement reprint per page | Free | |
| PAYMENT FEES | ||
| Debit order | First debit order per month free, thereafter R5.70 per order | |
| PURCHASE FEES | ||
| Purchase | Free | |
| SASWITCH ATM FEES | ||
| Balance enquiry | 2 Free per month, thereafter R2.85 | |
| ATM cash withdrawal | R100 + | 4 free per month, thereafter R6.10 + 1.10% of transaction value |
| Less than R100 | 4 free per month, thereafter R4.50 + 1.10% of transaction value | |
| INTERNATIONAL FEES | ||
| Purchase | R3.50 | |
| ATM balance enquiry | R5.70 | |
| ATM cash withdrawal | R20.00 + 1.10% of transaction value | |
| DEPOSIT FEES | ||
| First Deposit | Free | |
| Thereafter | R3.70 (Flat Fee) + 1.10% of transaction values over R250.00 | |
NOTE: The pricing provided on the table above are for African Bank’s Gold Credit Card only. Pricing for the Blue Classic and Silver Credit Cards will be added on this page as soon as they are available.
Disclaimer
Please note that the rates quoted above are current from printing and to be used as a guideline only. These rates are subject to change. Please note that Terms and Conditions apply. Contact African Bank Credit Cards directly for additional information and to verify fees and charges.